OptaCredit ^Company

OptaCredit is an Artificial Intelligence powered, Data-Driven Online Lender, for all employees working in organisations partnered with us. Driven by our ability to use data to underwrite, we provide short term unsecured loans to employees. Every eligible applicant has the right to get access to timely credit, and, our belief is based on truly understanding the applicant, by assimilating data from various sources – public and private, rather than profiling you within meaningless categories. We believe, that an applicant is more than just ratios and numbers.

Our unique 'Credit as a service' platform allows firms a two pronged advantage. One, we provide firms partnered with us the ability to unleash their true potential by making optimum use of their working capital, and two it is an employee welfare scheme available to firms at zero cost.